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May Chiropractic  |  Patient Resources  |  O'Fallon, IL Chiropractor
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We offer a variety of methods for you to pay for the chiropractic services you receive.  We continually strive to keep
up with current industry trends in order to find ways to make our care as affordable as possible for you.  As an
existing patient, please inform us if you or your employer have or are going to be changing insurance policies or
companies in the near future.  This will allow us to verify your new coverage ahead of time and explain it to you,
allowing for a smooth transition to your new benefits.  We are always here to make receiving our care as
trouble-free as possible.
Payment Options
Insurance:  Our billing department is knowledgeable and experienced and will work diligently to ensure your
insurance is paying for the service you receive. Regardless of in-network or out-of-network benefits, we will
accept the majority of chiropractic insurance plans. Keep in mind, in-network and out-of-network benefits can be
very similar, if not the same.  We do not accept HMO policies of any kind. We guarantee you will always know what
your co-payments and deductible amounts are before receiving our services so there are no surprises.
Payment Plans:  We specialize in cash paying patients. More than half of our patients pay for their chiropractic
treatments using this option. We offer a wide range of payment plans to support your needs and your budget! We
would be happy to discuss this choice in more detail with you and determine which will be a match for you.  Of
course your plan payment can be made with cash, check, or MasterCard and Visa for your convenience.
Care Credit:  We currently offer Care Credit services.  This is a GE Money Company that offers convenient
payment options so you can get the chiropractic care you want, when you want it.  This program allows interest
free financing for one year, for qualifying patients, giving the individual the freedom to pay off their balance
whenever they want.  Please fill out the downloadable application and bring it with you on your next visit.  You can
learn more abut this program and download the application form at http://www.carecredit.com.
Medicare:  We are a provider with Medicare.  Medicare will pay for your medically necessary chiropractic services.  
You will of course be responsible for any co-pays and deductible charges incurred.  If you utilize services such as
physical therapy modalities or support products, please realize Medicare will only pay for spinal adjustments and
you will be personally responsible for any other service you receive.
Flex Spending Accounts and Health Saving Accounts:  If you have money set aside in either type of tax saving
accounts just let us know.  Your chiropractic care is considered a health expense and can be deducted from the
account.  We will provide the necessary receipts for service rendered so you can be properly reimbursed from
your account.
Personal Injury Claims:  In car accident cases we accept all types of personal injury insurance policies. We also
do all the billing for you!  If you have an attorney handling your case we will work diligently to provide them all the
documentation necessary to settle your claim.
Workers' Compensation Cases:  We have been helping injured workers for years and we are fully accredited to
take worker's compensation cases. We handle most paperwork and any needed billing in these cases.  We do
ask that you bring in a copy of your initial injury report along with you so we can have the date of injury on file.
If you still have questions please feel free to call the office and we will do our best to answer them or address any
concerns you may have.  We can not stress enough that if you or your employer is changing insurance policies or
insurance companies please let us know as soon as possible. This can prevent a lot of unneeded hassle in the
long run.  
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